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Family Life

Choosing Your Family’s Health Insurance Coverage

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Whether you are renewing your current health insurance plan or are looking for a new one, it's a good idea to go over your coverage and see if it is still a good fit for your family.

Comparing plans and services can feel overwhelming. There are many things to look at, including benefits and costs, the premium (how much you pay each month) and other expenses like deductibles, coinsurance and copays. And you'll also need to make sure that your child's pediatrician and other doctors are in the plan.

Here are a few things to know about types of health insurance. Review it the next time you renew or choose a plan for your family. (For details on how to understand health insurance paperwork and medical bills, see " How to Read Your Child's Medical Bills & Insurance Forms.")

Find answers about health insurance plans

Why children need health insurance

Having health insurance for your family is important. With health insurance, your child can get checkups with their pediatrician, stay up to date on recommended immunizations and get the care they need so they can grow, learn and thrive.

More information


This information was supported by the Congenital Heart Public Health Consortium (CHPHC). The CHPHC is housed at the American Academy of Pediatrics (AAP) through a cooperative agreement between the AAP and the Centers for Disease Control and Prevention. Its mission is to improve the lives of those impacted by a congenital heart defect. Organizational members of the Consortium represent the voice of providers, patients, families, clinicians and researchers.

Last Updated
1/30/2025
Source
American Academy of Pediatrics (Copyright © 2025)
The information contained on this Web site should not be used as a substitute for the medical care and advice of your pediatrician. There may be variations in treatment that your pediatrician may recommend based on individual facts and circumstances.
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